TRUST THE RESULTS

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• 30 YEARS
• 5 YEAR INTEREST ONLY FIXED & 25 YR TO FOLLOW INITIAL I/0

• 5 YEAR DECLINING PREPAY
• 5% | 4% | 3% | 2% |1%

• REDUCE 1 YEAR BY ADDING:.25% FEE
• MIN 1 YEAR PENALTY

• 1-6 UNITS IN NEW JERSEY | TITLE HELD AS INDIVIDUAL | MIN 1 YEAR PENALTY
• 1-4 UNITS IN NM = NO PREPAYMENT | ADD 1% IN RATE OR 1% FEE

• 1-POINT FEE = .375% RATE REDUCTION
• MINIMUM RATE 8.75%

• ADD .50% TO THE RATES SHOWN ABOVE

SELLER'S ADVANTAGE

• FIRM PURCHASE PRICE
• VALUE ON BPO (BROKER'S PRICE OPINION)
• SELLER RECEIVES MONTHLY REVENUE BY  SHORT TERM (INTEREST ONLY) SIMPLE FINANCING
• J&M'S (NATION WIDE) TITLE TEAM
• SECURED BY PREPAIDS PAYMENTS
• SELLER CARRIES SHORT TERM  "NOTE" 
• FAST CLOSE

J&M'S FINANCE  PROGRAM

• PRE-APPROVED (REVENUE  BASED) COMMERCIAL PROPERTIES
• WE OFFER FINANCING BOTH PARTIES CAN AGREE ON
• BUYER'S PREPAYS (LOWER RETENTION RATE)
• J&M'S TITLE TEAM READY TO PERFORM NATIONWIDE
• SELLER'S RECEIVES SECURED PAYMENTS (REDUCES DEFAULTS) 
• NO PREPAYMENT PENALTIES
• FAST CLOSE

BUYER'S ADVANTAGE 

• ACQUIRE COMMERCIAL (REVENUE BASED) PROPERTIES
• BUYER'S  PREPAYS UP TO 24 MONTHS (LOW DEFAULT RATE)
• NO PREPAYMENT PENALTIES
• NO JUNK FEES
• WE BUILD COMMERCIAL REVENUE BASE PORTFOLIOS
• SAVVY EXIT STRATEGIES 
• FAST CLOSE